Privacy Policy

Effective Date: 02/26/2023
Last Updated: 11/03/2025

Life Insurance Assistance Program LLC (“we,” “our,” or “us”) respects your privacy and values the trust you place in us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, request a quote, or communicate with us about life insurance and related products.

1. How We Collect Your Personal Information

We collect personal information through the following methods:

  • Website Forms: When you complete a quote request, contact form, or lead submission form.
  • Cookies and Analytics: Automatically through your browser or device, including IP address, browser type, and website interactions.
  • Phone, Email, or SMS: When you call, text, or email us directly.
  • Third-Party Sources: From advertising partners, lead vendors, or affiliates where you have given consent to be contacted.
  • Offline Interactions: When we communicate by phone or in person to discuss insurance products.

2. What Personal Information We Collect

We may collect the following information depending on your interaction with us:

  • Personal Identifiers: Full name, phone number, email address, mailing address, date of birth.
  • Insurance Information: Desired coverage amount, current policy status, and health information voluntarily provided for a quote.
  • Financial Data: Only as necessary for policy application or payment (processed securely).
  • Technical Data: IP address, browser type, operating system, device information, and activity logs through cookies or tracking technologies.
  • Communications: Copies of messages, emails, or texts exchanged with us.

3. How We Use Your Personal Information

We use your information for purposes directly related to your insurance inquiry, including:

  • Providing accurate final expense or life insurance quotes.
  • Connecting you with a licensed agent to discuss options and pricing.
  • Sending important updates, appointment confirmations, or requested materials.
  • Delivering educational or promotional content (only with your consent).
  • Improving our website, advertising performance, and customer experience.
  • Complying with legal and regulatory obligations, including insurance licensing laws and consumer protection standards.

4. How and Why We Share Data

We respect your privacy and do not sell your personal information.
However, we may share your data in limited circumstances:

  • Licensed Insurance Agents and Carriers: To connect you with a qualified agent who can provide the coverage options you requested.
  • Service Providers: With vendors who help us operate our website, marketing, and CRM systems—these partners are required to protect your data and cannot use it for their own purposes.
  • Legal and Compliance: When required by law, regulation, or subpoena.
  • Business Transfers: If our agency merges or is acquired, your information may be part of the transferred assets, but it will remain protected under this policy.
  • SMS opt-in consent or phone numbers collected for SMS purposes will NOT be shared with third parties or affiliates for marketing purposes

We never share data for reasons unrelated to legitimate business or consumer service purposes.

5. SMS Consent

By submitting your phone number on our website, you agree that [Your Agency Name] and its licensed agents may contact you by call, text (SMS), or email regarding your insurance inquiry—even if you are on a federal or state “Do Not Call” list.

  • Message frequency may vary.
  • Message and data rates may apply.
  • You may opt out at any time by replying “STOP” to any message or by contacting us directly.
  • Your phone number and SMS consent will never be shared or sold to any third party or affiliate for marketing purposes.

This consent is not a condition of purchase.

6. Data Retention

We retain your personal information for as long as necessary to:

  • Provide requested quotes or services.
  • Maintain records required by insurance or telemarketing laws.
  • Comply with legal or accounting obligations.

When no longer needed, your data is securely deleted or anonymized.

7. Your Rights and Choices

Depending on your state of residence, you may have the right to:

  • Access, correct, or delete your personal information.
  • Withdraw consent for marketing or communication.
  • Request a copy of the information we hold about you.

To exercise these rights, please email us at liapbenefitsconsultant@gmail.com or call 919-261-6511. We will verify your request before taking action to protect your data.

8. Security Measures

We use appropriate administrative, physical, and electronic measures to safeguard your information, including encrypted data storage, secure servers, and limited access controls. While no system is entirely foolproof, we continuously update our practices to protect your personal data from unauthorized access or misuse.

9. Cookies and Tracking

We use cookies and analytics tools (like Google Analytics or Meta Pixel) to improve user experience and measure ad performance.
You can disable cookies through your browser settings, but doing so may limit some website functionality.

10. Policy Updates

We may update this Privacy Policy periodically to reflect changes in practices or regulations. Updates will be posted on this page with a revised “Effective Date.”

11. Contact Us

If you have any questions about this Privacy Policy, data usage, or your privacy rights, please contact us:

Life Insurance Assistance Program LLC
Email: liapbenefitsconsultant@gmai..com
Phone: 919-261-6511
Mailing Address: 1140 Kildaire Farm Road Suite B Room 3 Cary NC 27511This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.

We will not use or share your information with anyone except as described in this Privacy Policy.

We use your Personal Information for providing and improving the service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at https://lifeinsuranceassistanceprogram.com

Information Collection and Use

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information (“Personal Information”) may include, but is not limited to: Name, email, telephone number and date of birth.

Log Data

We collect information that your browser sends whenever you visit our Service (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive.

We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.